SMUD

• Installation address must be in SMUD territory
• Equipment purchased must be Energy Star rated
• $200 application fee
• Customers can choose the 5th, 10th, 20th, or 25th of the month for their payment due date
• 8.75% interest rate/fixed amount (subject to change)
• Minimum monthly payment amount of $40.00
• Number of payments anywhere from 12 months to 120 months (determined by the amount financed and customer preference)

GE

• Any heating and air conditioning equipment will qualify
• No application fee
• Minimum amount financed of $1,000
• Simple credit approval process
• Deferred interest options with minimum payments required (2.5% minimum payment factor each month with deferred interest options of 6, 9, 12, and 18 months)
• Reduced APR options with low payments (1.25% or 2% payment factor each month with interest options from 7.99% to 13.99%)
• Fixed Payment Options